For families, founders and people planning what comes next
A trust can help record how your assets should be managed, who should benefit and when support should be provided.
A clearer plan for your family: private first conversation, no obligation and a next step you can understand.
A plan your family can understand.Why consider a trust
When your wishes are not written down, your family may have to make difficult decisions at an already difficult time.
A trust records how you want your assets managed, who should benefit and when they should receive support. It can also give future trustees a clearer responsibility to follow.
Your wishes are easier to follow when they are written down.
Two ways to plan
A Family Trust looks after the people you love. A Charitable Trust supports the causes you care about. You can use either one, or both, depending on what you want your wealth to do.
For the people you want to provide for
A Family Trust lets you decide in advance how your assets should support the people you love. It gives trustees clear instructions on who receives what and when.
For causes close to your heart and your hereafter
A Charitable Trust sets aside part of your wealth for causes close to your heart. It can continue creating benefit and pahala after your lifetime, including through wakaf-aligned giving where appropriate.
Trust, wakaf, tax and estate outcomes depend on the final structure and individual circumstances. Appropriate legal, tax and Shariah advice may be required.
Compare the options
Start with purpose, then consider the structure, the people involved and the decisions that need to be clear.
FAMILY TRUST
CHARITABLE TRUST
What the plan covers
We look at your family, investments, business interests and giving plans together. This helps prevent one decision from working against another.
Write down how and when family members should receive support.
Choose investments that suit the trust's purpose, time frame and payment needs.
Plan what should happen to ownership and leadership after the founder steps away.
Set out which causes should receive support and how often the trust should give.
How we work with you
We start with your situation and what you want to achieve. We explain each decision, record the next step and bring in qualified specialists when needed.
Start a private clarity conversationTell us about your family, assets, business interests and what you want the trust to achieve.
Compare the trust options and understand who can make decisions under each structure.
Coordinate the documents with the relevant trustee, legal, tax and investment specialists.
Review the trust when your family, assets, goals or the law changes.
Why plan now
Planning early gives the people involved more time to understand their roles and gives you more choices about how your wishes are carried out.
State how the trust should hold, manage and use your assets.
Record who should benefit, when they should receive support and any conditions that apply.
Help future trustees and family members understand their roles.
Common questions
Use the first conversation to understand whether the structure, responsibilities and next steps fit your situation.
Our trust planning conversations are designed for individuals, families and business owners with at least RM200,000 in investable assets. The final funding level depends on your objectives, assets and chosen structure.
A family trust is usually used to manage and pass on wealth for loved ones. A charitable trust is used for ongoing giving. Some people may use both.
That depends on the trust, the assets you transfer and the powers written into the trust document. We explain what you can and cannot control before you decide whether to proceed.
In some cases, yes. A trust can be considered alongside shareholder agreements, succession plans and other estate documents. Legal and tax advice may be needed.
A straightforward trust may take several weeks from the first discussion to implementation. Family, business or cross-border matters can take longer.
No. A trust is a legal structure, not a guaranteed investment product. Any investment held by the trust carries risk.
Start with a conversation
Tell us briefly what you want to protect. The suitability form will guide you to the right next conversation, with no obligation to proceed.